The Bankenfachverband (BFACH) is representing the interests of credit banks in Germany – for more than 75 years. Its members are experts in financing consumer and investment goods like motor vehicles. Currently, there are more than 200 billion euros on loan to consumers and companies from the credit banks. Thus they contribute to stimulating the economy and business activity. One out of three private households uses financing on a regular basis to pay for consumer goods.
Here you can find a summary of the members' businesses and the financing markets in Germany:
Financing in Germany (pdf)
BFACH carries out several market studies:
Consumer financing in Germany - Consumer behaviour and use (pdf)
Consumer financing in Germany - Private cars and other consumer goods (pdf)
Consumer financing in Germany - Payment protection insurance (pdf)
Consumer financing in Germany - Sustainability and digitalisation (pdf)
Twice a year, BFACH provides a forecast of the use of new consumer credit in Germany:
Consumer Credit Index graphic (pdf) Consumer Credit Index study (pdf)
